Pros and Cons of Pet Insurance for English Bulldogs

Getting pet insurance for your English bulldog is a personal decision. There is never one right answer; you have to decide what’s right for you, your dog, and your circumstances. For some, pet insurance is an unnecessary expense as their English bulldog hardly every goes to the vet. For others, it’s a lifesaver, as their dog suffers from chronic health problems.

To help you decide what’s best for you and your dog, we’ve put together the pros and cons of getting pet insurance for your English bulldog:

Pros of Pet Insurance

• Good for chronic illnesses or sudden emergencies: English bulldogs are prone to hip dysplasia, respiratory problems, and joint/ligament injuries that pet insurance could help cover
• Relatively inexpensive premiums: The average monthly premium for dogs is $48.78
• Customizable: Plans can be customized to fit your dog and their needs, giving you as much or as little coverage as you’d like
• Choose your vet: Most insurance plans allow you to choose your own vet

To find pet insurance, head to the AKC website where they offer pet insurance with all puppy registrations.

Cons of Pet Insurance

• High deductibles: While monthly premiums are low, some plans have high deductibles to make up for it
• You have to pay first: Pet insurance works through reimbursements, meaning you have to pay the vet first and then the insurance company will reimburse you 2-3 days later
• Does not cover preventative care: Unlike human health insurance, pet insurance does not cover routine, preventative care such as annual exam or vaccinations
• Not ideal for dogs with no health problems: If your dog has zero health problems over the course of their life, then pet insurance may be more expensive in the long run

If you decide not to get pet insurance, we still recommend creating an emergency fund to cover unexpected expenses. Contribute about $50 each month to cover any kind of vet bill.

At Bulldog Angels, we want all of our English bulldogs to live happy, carefree lives. That’s why we provide complimentary 30 days of insurance for all of our puppies once they’re registered with the AKC. To learn more about caring for your bulldog, read through our blog or contact us today.